Terms of Service

1. Acceptance of Terms

By downloading, installing, or using Bill Docket ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the App. These Terms apply to all users of the App.

2. About the App

Bill Docket is a personal bill tracking app developed by ARRCWood Studios that allows you to log recurring bills, track payments, set due date reminders, and view spending reports. It is available on iOS through the Apple App Store.

3. Eligibility

The App is intended for general audiences. By using the App, you represent that you are at least 13 years of age. If you are under 18, a parent or legal guardian should review these Terms on your behalf.

4. License

Subject to these Terms, ARRCWood Studios grants you a limited, non-exclusive, non-transferable, revocable license to download and use the App for your personal, non-commercial use. You may not:

• Copy, modify, or distribute the App or its content
• Reverse engineer, decompile, or disassemble the App
• Use the App for any commercial purpose without our written consent

5. In-App Purchases

Bill Docket may offer in-app purchases for additional features. All purchases are processed through Apple's App Store. You will always be shown the price and asked to confirm before any charge is made. All sales are final unless otherwise required by applicable law or Apple's refund policy. ARRCWood Studios does not collect or store any payment information.

6. Data and Privacy

All data you enter in the App is stored locally on your device. You may optionally enable iCloud sync, which stores your data in your personal iCloud account. ARRCWood Studios does not collect, transmit, or have access to any of your bill data. No accounts or sign-ins are required. For full details, see our Privacy Policy.

7. No Financial Advice

Bill Docket is a personal tracking tool only. Nothing in the App constitutes financial, legal, or accounting advice. The forecasts and reports generated by the App are based solely on the data you enter and are provided for informational purposes. ARRCWood Studios is not responsible for financial decisions made based on information displayed in the App.

8. Third-Party Services

The App does not use advertising networks, analytics services, or other third-party data-collecting services. In-app purchases are processed by Apple. iCloud sync, if enabled, is provided by Apple's CloudKit infrastructure.

9. Intellectual Property

All content in the App — including design, graphics, and text — is the property of ARRCWood Studios and protected by applicable intellectual property laws. You may not reproduce or use any App content outside of normal personal use without our written permission.

10. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the App will be uninterrupted or error-free. Your use of the App is at your sole risk.

11. Limitation of Liability

To the fullest extent permitted by law, ARRCWood Studios shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App, including any loss of data stored within the App or any financial decisions made in reliance on App data.

12. Modifications to the App or Terms

We reserve the right to modify, suspend, or discontinue the App at any time without notice. We may also update these Terms from time to time. Continued use of the App after changes are posted constitutes acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in a court of competent jurisdiction within the United States.

14. Contact Us

If you have any questions about these Terms, contact us at: arrcwoodstudios@gmail.com.